Christmas is the season of giving, and while spreading holiday cheer can warm your heart, you don’t want it to empty your wallet. The Deloitte 2019 Holiday Retail report says that the majority of Canadian shoppers spend an average of $1,706 on gifts, travel, food, and alcohol over the holidays. That’s a big number for …
No matter where you fall on the socioeconomic scale—anybody, regardless of income, can make financial mistakes. Unfortunately, the impact of these mistakes hit a low-income household harder because there is less money to spare. The stakes are simply higher if you go over budget. A low-income family risks missing their credit card payment, rent, or having to …
Picking the perfect baby shower gift can be tricky. Especially if you want to get the expectant mom something unique and meaningful – a gift that she will be able to enjoy, and use, for years. I’ve put together my favorite unique baby shower gift ideas so you can get the soon-to-be mama something special. …
Keeping a budget is not easy, but it is possible! You can do it by making some simple adjustments to how you spend money. After all, you’ve already done the hard part of creating a written budget plan. You’ve started tracking your monthly income and expenses, set realistic money goals, and know how much you can …
A stroller is a must-have baby item for most families and possibly one of the most expensive baby essentials you’ll end up purchasing. Parents can easily spend upwards of a thousand dollars on one – but you don’t need to! You may be worried about how you can afford a stroller, so I’ve created this list of …
I’ve been using the same baby stroller for 10 years and it’s still running smoothly! As a mother of four, I fully understand the importance of buying a good quality stroller for an affordable price. Whether you are expecting your first baby, or your fifth, you want a stroller that meets your needs and will …
In April, my darling baby girl, Quinn, had her first birthday. After wishing the clock would just slow down a bit, I thought about all the important milestones she has reached over the past year. Each stage of her life has been wonderful to watch – from her first crawl (army style) to her first …
So, you are expecting a baby. Congratulations! You may be asking yourself “what do I really need for a newborn?” There are a lot of “must-have” baby products out there that you don’t actually need during the first 3 months of your baby’s life. I’ve created this checklist of newborn baby essentials on a budget… that you’ll …
Nothing compares to the magical joy of having a new baby. From the moment you read that positive pregnancy test, your mind begins making plans. Between scheduling doctors appointments, decorating the nursery, and picking out a name – there are lots of exciting decisions to make. However, there is one topic that needs your attention …
How To Prepare Your Finances For A New Baby In Canada Read More »
Can we afford to have a baby? I’ve asked myself this question four separate times in my life – I have four beautiful daughters. And now, you are asking yourself the same question. As a new parent, you’re probably wondering how to budget for a new baby? Preparing for your baby can be overwhelming, especially …
How To Budget For A New Baby: First Year Checklist Read More »